Last updated: January 2025
By accessing and using TermCover.co.uk ("the Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
These terms constitute a legally binding agreement between you and TermCover.co.uk (operated by [Company Name]).
TermCover.co.uk is an insurance comparison website that provides:
Important: We are a comparison service and do not provide financial advice. We do not recommend specific insurance policies or providers.
You agree to provide accurate, current, and complete information when using our services. Providing false or misleading information may result in inaccurate quotes and could affect your ability to obtain insurance coverage.
You agree not to:
Quotes provided through our website are estimates based on the information you provide. Final premiums and policy terms will be determined by the insurance provider after their full underwriting process.
Quotes are typically valid for 30 days but may vary by provider. Premium rates can change based on age, health changes, or insurer updates to their pricing.
We do not guarantee that any insurance provider will accept your application or that you will be offered the quoted premium. Final acceptance and terms are subject to the insurer's underwriting criteria.
We may receive commission payments from insurance providers when you purchase a policy through our service. This commission does not affect the premium you pay or influence the quotes and information we display.
Our service is free to use. You will not be charged any fees by TermCover.co.uk for using our comparison service or obtaining quotes.
All content on this website, including text, graphics, logos, images, and software, is the property of TermCover.co.uk or its content suppliers and is protected by copyright and other intellectual property laws.
You may not reproduce, distribute, display, or create derivative works from any content on this website without our express written permission.
Our website may contain links to third-party websites and services, including insurance provider websites. We are not responsible for:
The information provided on this website is for general guidance only and does not constitute financial advice. You should seek independent professional advice before making any insurance decisions.
We strive to maintain website availability but cannot guarantee uninterrupted access. The website may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control.
While we endeavor to ensure information accuracy, we make no representations or warranties about the completeness, accuracy, or reliability of any information on the website.
To the maximum extent permitted by law, TermCover.co.uk shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these terms. Please review our Privacy Policy for detailed information about our data practices.
We reserve the right to terminate or suspend access to our website and services at any time, without prior notice, for conduct that we believe violates these terms or is harmful to other users or our business interests.
These terms and conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the English courts.
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on the website. Your continued use of the website after any changes constitutes acceptance of the new terms.
If you have any questions about these Terms & Conditions, please contact us:
Email: legal@termcover.co.uk
Address: [Company Address]
Company Registration: [Company Number]