Protect your home and family with decreasing term life insurance designed to pay off your mortgage.
Important
This is a comparison website. We do not provide financial advice or recommend specific policies.
Mortgage protection from £8/month
Let's start with the basics to find you the best term life insurance coverage.
💡 Tip: Most people choose 20-30 year terms to cover their mortgage and children's dependency years.
Specifically designed to pay off your outstanding mortgage
Mortgage protection insurance is a type of decreasing term life insurance that's designed to pay off your mortgage if you die during the policy term.
The payout amount decreases over time, roughly in line with your outstanding mortgage balance, which keeps premiums affordable while ensuring your home is protected.
Affordable peace of mind for homeowners
Ensure your family can stay in their home by paying off the mortgage completely.
Decreasing cover means lower premiums compared to level term insurance.
Coverage designed to match your mortgage balance as it decreases.
Essential protection for these situations
If you've just bought your first home, mortgage protection ensures your family won't lose it if something happens to you.
With children depending on you, mortgage protection ensures they can stay in their family home and maintain stability.
If your family relies primarily on one income, mortgage protection is crucial to prevent financial hardship.
The larger your mortgage, the more important it is to have protection that can pay it off completely.
Match your coverage to your mortgage
Consider slightly higher coverage than your current mortgage balance to account for early repayment charges and to provide some additional funds for your family.