Affordable premiums for most budgets
Coverage amounts to protect your family
Flexible term lengths to match your needs
Payout to beneficiaries with no tax
Term life insurance provides financial protection for a specific period (the "term"). If you die during this period, your beneficiaries receive a guaranteed, tax-free lump sum.
It's the most affordable type of life insurance because it's temporary coverage without any investment or savings component. This makes it perfect for protecting your family during your most financially vulnerable years.
Select 10, 15, 20, 25, or 30 years of coverage
Fixed monthly or annual payments that never increase
Your family receives the full benefit if you die during the term
If you outlive the term, you've protected your family during critical years
The most cost-effective way to protect your family's financial future
Get substantial coverage for a fraction of the cost of whole life insurance. A 30-year-old can get £200,000 coverage for around £15-20 per month.
If you die during the term, your beneficiaries are guaranteed to receive the full death benefit, tax-free and usually paid within days.
Your premiums are guaranteed to stay the same throughout the entire term. Budget with confidence knowing your costs won't increase.
Choose exactly how much coverage you need and for how long. Coverage from £50,000 to £1M+ with terms from 10-30 years.
Sleep better knowing your family can maintain their lifestyle, pay off debts, and achieve their goals even without your income.
Most applications take just minutes online. Many policies don't require medical exams, and coverage can start immediately after approval.
See how affordable protection can be for your situation
Age 30, 2 young children
Perfect for:
Age 28, planning for future family
Perfect for:
Age 40, teenagers, larger mortgage
Perfect for:
Basic Protection
Annual Income
Standard Protection
Annual Income
Comprehensive Protection
Annual Income