Get cheap life insurance without compromising on quality. Compare affordable policies from trusted UK providers and save up to 50% on your premiums.
Important
This is a comparison website. We do not provide financial advice or recommend specific policies.
Compare the most affordable life insurance options in the UK
Up to 40% cheaper than high street
Starting from £15/month
Best value for comprehensive cover
Proven strategies to reduce your life insurance premiums
Premiums are significantly lower when you're younger and in good health
Term life insurance is much more affordable than whole life policies
Rates can vary significantly between providers for the same coverage
Non-smokers and healthy individuals get much better rates
Real examples of affordable life insurance premiums
25-year-old, £200k coverage
Non-smoker, good health
35-year-old, £300k coverage
Non-smoker, good health
45-year-old, £250k coverage
Non-smoker, good health
Term life insurance only
No cash value or investment component
Young and healthy applicants
Lower risk = lower premiums
Competitive market
Providers compete on price
Online applications
Lower overhead costs
While finding cheap life insurance is important, make sure you're not compromising on:
Our comparison includes only FCA-authorized providers with strong financial ratings to ensure your family is truly protected.
Yes, if you choose reputable, FCA-authorized insurers. The key is comparing policies from established companies with strong financial ratings. Cheap doesn't mean poor quality - it often means you're getting a basic term policy without unnecessary extras.
Term life insurance is the cheapest type of life insurance. It provides pure insurance coverage without any cash value or investment component, making it 80-90% cheaper than whole life insurance policies.
Apply when you're young and healthy, quit smoking, maintain a healthy lifestyle, choose term over permanent insurance, buy only the coverage you need, and compare quotes from multiple providers.
Compare affordable life insurance from trusted UK providers. No obligation, free quotes.